banking

Cash Reserve Ratio (CRR)

Cash reserve ratio (CRR) is the percentage of total deposits that commercial banks have to keep as cash reserves with the central bank of their country. For example, in India, the central bank is the Reserve Bank of India (RBI), and the current CRR is 4.5%. This means that for every 100 rupees deposited in […]

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Government Securities

Government securities are debt instruments issued by a sovereign government to raise funds for various purposes, such as financing public projects, managing budget deficits, or paying off existing debts. From the investor perspective they are considered to be low-risk investments, as they are backed by the full faith and credit of the issuing government. Investors who

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